Tricks Your Car Insurance Company DOESN’T Want You To Know About

Saving money on auto insurance seems impossible. But here at Jarbucks, we have found a handful of surefire ways to save money that your insurance company doesn’t want you to know. 

NEVER buy insurance without comparing rates and discounts from an unbiased source first. Finance group offers a free tool to compare rates. Here’s how to take advantage: 

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Step 1: Click here to enter your age.

Step 2: Enter your zip code and navigate through a few simple questions, you will have the opportunity to compare the best carrier quotes in your area for an average savings of 40% a month.

Combine Multiple Cars and Drivers for a lower cost. No matter what insurance provider you obtain a quote from, if you’re only insuring a single vehicle, you might notice that you have a higher quote per vehicle than if you insured several drivers or vehicles. This is because insurance companies tend to offer a “bulk rate” because they want to keep your business and obtain the business of others in your household. Along with insuring multiple vehicles and drivers, insurance companies will offer additional discounts to clients who hold multiple types of policies. For instance, a homeowner’s insurance policy. 

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The Secret Discount. If you are currently insured, over the age of 30, drive less than 70 miles per day, then you might qualify for one of the largest auto discounts in the industry. If you have not had a traffic ticket in the last 3 years or a DUI on your record, you may qualify for an even larger discount.

To find out if this discount applies to you, enter your age to instantly get your rate online. You might have the opportunity to save up to $536 a year.

Step 2: Enter your zip code and navigate through a few simple questions, you will have the opportunity to compare the best carrier quotes in your area for an average savings of 40% a month.

Larger Cars = Larger Premiums. As cars on the road become larger and larger, insuring such a vehicle can be more expensive than a small, economic car. Take a step back when thinking of purchasing that new SUV, think about whether or not you should consider something more economical and environmentally friendly that will also fit your budget. 

Shop Around. If your insurance policy is about to renew and it’s gone up quite significantly, it may be time to start shopping around for a better quote. Most insurance companies can look up your current coverage and fashion together a quote based on your current coverage. Cheaper doesn’t necessarily mean better. Be cautious on removing coverage to cut costs. You don’t want to put yourself in a hairy situation!

Author: Sage Valentine