Category: Banking
List of Financial Items To Discuss Before Tying the Knot
1. List your combined assets and liabilities. Assets might include property, vehicles, retirements accounts; liabilities would include mortgages, student loans, and credit card debt. 1a. Make…
Financially Preparing for Terminal Illness
Discussing ending of life planning with your family is not the easiest subject to broach. However, when faced with the possibility of terminal illness, sitting…
Types of Savings Accounts
What types of accounts should you save in? The type of account you should open for your savings depends on the type of financial goal…
Calculating Your Tax Withholdings 101
If you’re not self-employed, it’s likely that you’ve had to calculate your tax withholding for your employer. Your employer is required to withhold taxes from…
IRA 101: Everything You Need To Know!
An IRA is an account you put money into that receives favorable tax treatment. Each year you can elect to contribute money to your IRA…
What Are My Social Security Benefits?
Social Security is the US’ national pension program. Social Security covers the vast majority of American workers, who pay into the program while employed in…
End of Life Planning Made Simple
When planning for end-of-life, make sure you’ve covered the following: Communicate your end of life wishes to people you trust. Start a checklist of documents….
Protect Your Identity With These Easy Steps
1. Use unique and strong passwords for every site and securely store them in a password manager such as Bitwarden, 1Password, LastPass, or KeePass. 2. Use two-factor authentication (2FA) for any…
Victim of Identity Theft? Don’t Wait — Do These Steps Now
Do these steps right now, in order, and do not wait. 1. Immediately report any stolen credit cards or missing checks to their respective banks or issuers….
Rejected From Opening A Bank Account? Here’s What You Do
You should start by requesting a report from ChexSystems to see if there are negative entries in your report. If there are, you can try to clear negative…