Category: Saving Tips
IRA 101: Everything You Need To Know!
An IRA is an account you put money into that receives favorable tax treatment. Each year you can elect to contribute money to your IRA…
What Are My Social Security Benefits?
Social Security is the US’ national pension program. Social Security covers the vast majority of American workers, who pay into the program while employed in…
Rejected From Opening A Bank Account? Here’s What You Do
You should start by requesting a report from ChexSystems to see if there are negative entries in your report. If there are, you can try to clear negative…
Bank or Credit Union — What’s the Difference?
Have you ever wondered about the difference between a bank and a credit union? How does the difference between these two institutions inform your banking…
Getting Started With A Budget
Budgeting should be the cornerstone of your financial house. You should focus on tracking all of your expenses for the month, using a method of…
Cutting Your Spending Meaningfully
Once you have begun to track all of your expenses carefully, you will begin to notice where to make appropriate cuts, good places to shift…
Budgeting With The Envelope System
The Envelope System Once you have your budget in place, using the envelope system can be a good way to stick to your budget. Decide…
Is Now A Good Time To Refinance Your Student Loans?
Now would be a good time to look into a refinance. If your credit score is around 750-770 then you’ll most likely see refinance rates…
Productivity and Efficiency — All On Your Wrist with the Apple Watch!
Productivity is a hard nut to crack for most people. Do you want to get more things done in the day and feel less overwhelmed as…
Do You Have Unclaimed Money From The Government? You May Qualify For A Huge Payout!
If an employer, insurance agency, government office, or other source owes you money that you don’t collect, it’s considered “unclaimed”. There isn’t a central source…